The Budget Kit: The Common Cents Money Management Workbook (Budget Kit) | 
 enlarge | Author: Judy Lawrence
Publisher: Kaplan Publishing
Category: Book
List Price: $19.95
Buy New: $12.35
You Save: $7.60 (38%)
New (30) Used (11) from $11.31
Avg. Customer Rating:  39 reviews
Sales Rank: 18054
Media: Paperback
Edition: 5
Number Of Items: 1
Pages: 224
Shipping Weight (lbs): 1.4
Dimensions (in): 10.9 x 8.4 x 0.7
ISBN: 1427796726
Dewey Decimal Number: 332.024
EAN: 9781427796721
ASIN: 1427796726
Publication Date: January 1, 2008
Availability: Usually ships in 1-2 business days
Shipping: International shipping available
Condition: Brand New, Perfect Condition, Please allow 4-14 business days for delivery. 100% Money Back Guarantee, Over 1,000,000 customers served.
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Product Description
Does your credit card balance climb higher and higher every month? Are you overwhelmed by outstanding loans? Do you wish you had a better handle on the future, whether it’s college funds, retirement savings, investments, or even short-term goals?No matter your financial goal, a well-defined budget is the first step to meet it. The bestselling classic The Budget Kit has helped hundreds of thousands of people across America develop effective budgets and gain financial freedom. In this fully updated and revised edition, you will gain the skills to control your money—and your future. Learn to: - Create a simple, functional system for managing your finances, with or without financial software
- Navigate the latest developments in the paperless world of electronic banking
- Discover the freedom of being able to achieve your personal and financial goals
- Make a plan to pay off debt and plan for the future
With Judy’s tried-and-true guidance, you can get your spending under control and create a budget that will get you on the road to financial freedom.
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| Customer Reviews: Read 34 more reviews...
 Thank God For Judy Lawrence! November 22, 2008
With the economy today, I am so glad I started with this book months ago. It has been a real learning experience finding out where my money is going - and step by step I am more conscious of my spending choices. When I started this book, my finances felt like the refrigerator running - it's always running you know.
Then, all of the sudden, the refrigerator stops running and is done. That's the sense of dread I had about figuring out my financial situation.
Things are different now. I know where my money is going and have more confidence in my financial choices. That is because knowledge is power. Judy has provided the structure so that I now have the knowledge to make informed choices.
I also want to add that I am somewhat of an author groupie so I emailed Judy for a private consultation which she provides free of charge initially. My circumstances were such that I live on a fixed income. I ended up working privately with Judy which has been the BEST experience financially for me - I tailored the system particularly to my circumstances so it is really working for me.
You may want to check out her website www.moneytracker.com
Well worth the investment!
 You have to pay for electronic versions of budget worksheets!! November 19, 2008
Some good advice, but after buying the book I didn't expect to have to purchase the electronic version of worksheets for an additional 12.95!! The book mentions these worksheets, but the author does not tell you they cost money to get. You find that out when you get to the website, no free passcode for book owners. With so many people using computers to budget, electronic versions of these forms should be free. It is tacky to charge book owners for these forms
 This is *NOT* a "Kit" and No CD INCLUDED! August 29, 2008
4 out of 4 found this review helpful
Though several of the reviews and used editions of this book refer to a CD, this so-called "kit" does not include a CD. In fact, the book has a URL link to a moneytracker dot com website with offers to purchase thirteen dollars worth of spreadsheets separately.
I don't like this misleading marketing of a book and it is a disappointment that so many reviewers let this author off the hook for calling this paper-and-pencil workbook a "kit."
In 2008, it is reasonable to expect a book about spreadsheets to offer the spreadsheets themselves at no extra charge.
Can't say enough great things about this book! May 22, 2008
1 out of 1 found this review helpful
When i bought this book, I was deep in debt... i think i bought it with my credit card. When the book called for me to take a month to just write down each and every purchase, it was a shock that i needed to realize just how much money i waste every day. In a few months time, I was out of the hole i was in, and now using the tools i learned from that book, I'm completely debt free. During which time, I've paid off a car, and actually have a savings account! This book is worth more than words can say, but you have to apply to it and use the tools that work for you.
 A no nonsense hardcopy budget system May 22, 2008
3 out of 3 found this review helpful
I have tried many software based budget programs and most contain features that are rarely used or very specific to certain users. This book provides a customizable, no nonsense, hardcopy based, useful system that needs no batteries, power cords or laptop connection. With this system you can work on your budget in the middle of the desert or on top of a mountain...no cords attached.
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